2018 HSA Limits Released

The IRS released official guidance regarding high deductible health plan (HDHP) parameters and contribution limits for Health Savings Accounts (HSAs) for 2018.  Below are the amounts as described in Rev. Proc. 2017-37 (available at https://www.irs.gov/pub/irs-drop/rp-17-37.pdf).  The amounts will increase from the amounts in effect for 2017.

Type of Coverage

High Deductible Health Plan Requirements for 2018

Annual HSA Contribution Limit for Calendar Year 2018

Self-only coverage under High Deductible Health Plan

 

  • Must not have annual deductible less than $1,350
  • Annual out-of-pocket expenses not to exceed $6,650
  • $3,450

Family Coverage under High Deductible Health Plan

  • Must not have annual deductible less than $2,700
  • Annual out-of-pocket expenses not to exceed $13,300
  • $6,900